Credit Manager Resume Example & Writing Guide
Use this Credit Manager resume example and guide to improve your career and write a powerful resume that will separate you from the competition.
Credit managers are responsible for reviewing and assessing applications from prospective customers, assessing their creditworthiness, and deciding whether or not they should receive credit. They monitor existing accounts to make sure customers are paying their bills on time and following the terms of their contracts. And they’re in charge of managing credit risk—which can be a tricky task when it comes to lending money to people who haven’t had credit before.
If you’re looking for a career that combines analytical skills with great customer service, consider becoming a credit manager. Here are some tips and an example resume to help you write yours.
How to Write a Credit Manager Resume
Here’s how to write a credit manager resume of your own.
Write Compelling Bullet Points
Bullet points are the most effective way to showcase your experience and qualifications. But rather than simply listing your responsibilities, you can make your bullet points much more interesting and compelling by using specific numbers and metrics.
For example, rather than saying you “managed accounts,” you could say that you “managed accounts for top-tier luxury brand, resulting in a 15% increase in revenue over 18-month period.”
The second bullet point is much more specific and provides a clear sense of the scale of the project and the outcome.
Identify and Include Relevant Keywords
When you submit your resume for a credit manager role, it’s likely that it will be scanned by an applicant tracking system (ATS) for certain keywords. These programs look for specific terms related to the job in order to determine whether or not you have the skills and experience required for the position. If your resume doesn’t include enough of the right terms, your application might not make it past the initial screening process.
To increase your chances of getting an interview, use this list of keywords as a starting point to help you identify the most relevant skills and experience to include on your resume.
- Credit
- Credit Analysis
- Banking
- Loans
- Commercial Banking
- Credit Risk
- Portfolio Management
- Risk Management
- Financial Analysis
- Financial Services
- Retail Banking
- Credit Risk Analysis
- Mortgage Lending
- Sales
- Commercial Lending
- Credit Risk Underwriting
- Customer Service
- Credit Administration
- Financial Risk
- Business Relationship Management
- Risk Assessment
- Credit & Collections
- Credit Review
- Credit Risk Modeling
- Collection Strategies
- Commercial Credit
- Collections
- Bankruptcy Law
- Bankruptcy
- Business Analysis
Showcase Your Technical Skills
Credit managers are responsible for maintaining the credit of their company by monitoring credit reports and issuing credit approvals. They use a variety of software programs and systems to do their job, so it’s important to list any relevant technical skills you have. Programs like Microsoft Excel, Access, and SQL are commonly used by credit managers, as they allow them to track and analyze credit data. Additionally, credit managers need to be familiar with the credit scoring models used by the major credit bureaus.
