Resume

Credit Repair Consultant Resume Example & Writing Guide

Use this Credit Repair Consultant resume example and guide to improve your career and write a powerful resume that will separate you from the competition.

Credit repair is a specialized field that requires an understanding of how credit reporting works. It’s also a highly regulated space with strict rules about how you can go about fixing your credit report.

If you’re passionate about helping people repair bad credit and want to do it full time, then you might want to consider becoming a credit repair consultant. You could work directly with consumers to help them dispute incorrect information on their credit reports or work with a company to provide credit repair services to their clients.

Regardless of where you choose to work, you’ll need a resume that highlights your experience with credit reporting laws and regulations as well as your ability to navigate sensitive situations with clients. Follow these tips and resume example to write a great credit repair consultant resume that hiring managers will love.

James Smith
Chicago, IL | (123) 456-7891 | [email protected]
Summary

Seasoned credit repair consultant with over 10 years of experience helping clients to restore their credit and improve their financial outlook. Proven ability to build trust, provide support, and deliver results. Passionate about helping people to achieve their financial goals.

Education
DeVry University Jun '10
B.S. in Business Administration
Experience
Company A, Credit Repair Consultant Jan '17 – Current
  • Assisted clients with credit repair and restoration, debt negotiation, and bankruptcy counseling.
  • Provided customers with financial education to help them make better money management decisions in the future.
  • Created a plan for each customer based on their individual needs and goals that included reducing debt, increasing income, creating budgets, saving money, etc.
  • Contacted creditors by phone or mail to negotiate settlements of debts owed by customers including medical bills, utility bills, student loans, auto loans/leases, mortgages, etc.
  • Communicated with customers regarding progress towards financial goals as well as any obstacles encountered along the way so they can be addressed immediately if possible or at least before moving forward with other steps in the process.
Company B, Credit Repair Consultant Jan '12 – Dec '16
  • Created a system to track client information, including notes on each customer’s financial situation and progress towards their goals
  • Assisted clients in creating budgets that were realistic while still allowing for necessary expenditures (e.g., rent, utilities)
  • Communicated with creditors to negotiate payment plans and reduce balances through settlement agreements
  • Negotiated settlements with creditors on behalf of customers, reducing overall debt by an average of 40%
  • Collaborated with other Credit Repair Consultants to assist multiple clients at once
Company C, Credit Counselor Jan '09 – Dec '11
  • Reviewed client financial information and provided recommendations to improve credit score and reduce debt.
  • Negotiated with creditors on behalf of clients to lower interest rates, reduce monthly payments, and waive fees.
  • Provided budget counseling and educational resources to clients to promote long-term financial success.
Certifications
  • Credit Repair Specialist Certification
  • Credit Counselor Certification
  • Credit Analyst Certification
Skills

Industry Knowledge: Credit Reporting Agencies, Credit Reports, Credit Scores, Credit Laws, Credit Repair Laws and Regulations
Technical Skills: Microsoft Word, Microsoft Excel, Microsoft Outlook, Microsoft PowerPoint, Microsoft Publisher, Microsoft Access, Microsoft Windows
Soft Skills: Communication, Leadership, Problem Solving, Organizational Skills, Attention to Detail

How to Write a Credit Repair Consultant Resume

Here’s how to write a resume of your own.

Write Compelling Bullet Points

Bullet points are the most effective way to showcase your experience and qualifications. But rather than simply listing your responsibilities, you can make your resume more interesting by using bullet points to describe the results of your work.

For example, rather than saying you “conducted credit checks on prospective clients,” you could say that you “conducted credit checks on 100+ prospective clients, resulting in 10+ new clients for top-tier firm.”

The second bullet point paints a much clearer picture of what you did and the outcome of your work. And that’s what hiring managers want to see—specific examples of what you’ve done in the past and how you’ve contributed to the organization.

Identify and Include Relevant Keywords

When you apply for a credit repair consultant role, your resume is usually scanned by an applicant tracking system (ATS) for certain keywords. This system will search for terms related to the position like “credit restoration” or “account management” in order to determine whether your skills are a match for the job. If your resume doesn’t include enough of the right keywords, your application might not make it past the initial screening process.

To increase your chances of getting an interview, focus on including relevant keywords throughout all sections of your resume. Here are some examples:

  • Credit Repair
  • Credit
  • Loans
  • Consumer Lending
  • Banking
  • Finance
  • Mortgage Lending
  • Credit Analysis
  • Small Business Lending
  • Commercial Lending
  • Consumer Credit
  • Credit Cards
  • Retail Banking
  • Lines Of Credit
  • Account Management
  • Credit Risk
  • Credit Risk Assessment
  • Collections
  • Financial Analysis
  • Loan Origination
  • Credit Risk Management
  • Debt Negotiation
  • Collection Letters
  • Income Verification
  • Financial Services
  • Customer Service
  • Sales
  • Teamwork
  • Microsoft Access
  • Time Management

Showcase Your Technical Skills

As a credit repair consultant, you need to be proficient in the use of credit reporting software, such as Experian, Equifax, and TransUnion. You also need to be familiar with credit scoring models, such as FICO and VantageScore. Additionally, you should have experience with credit counseling and debt management.

Listing your technical skills prominently on your resume will show that you are a valuable candidate who is familiar with the essential tools and systems used in your field.

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