Resume

Insurance Underwriter Resume Example & Writing Guide

Use this Insurance Underwriter resume example and guide to improve your career and write a powerful resume that will separate you from the competition.

Insurance underwriters are responsible for analyzing and evaluating insurance risks in order to determine the appropriate level of coverage for each client. If you’re someone who thrives in a fast-paced environment where every day is different from the last, insurance underwriting might be the perfect career for you.

Insurance underwriters tend to have strong analytical skills, excellent customer service skills, and the ability to effectively communicate with others. They’re also detail-oriented and organized—and they tend to be very thorough when it comes to following policies and procedures. If you want to work in an industry that offers plenty of opportunities for growth, insurance underwriting might be right up your alley!

Here are some tips and an example to help you write a compelling insurance underwriter resume that hiring managers will love.

James Smith
Chicago, IL | (123) 456-7891 | [email protected]
Summary

Skilled insurance underwriter with ten years of experience in the property and casualty industry. Proven ability to identify risk, assess losses, and recommend coverage levels that protect clients while maximizing profits. Strong technical skills and experience with industry-leading software.

Education
University of Illinois at Urbana-Champaign Jun '10
B.S. in Business Administration
Experience
Company A, Insurance Underwriter Jan '17 – Current
  • Assessed and underwrote commercial insurance risks, including property, casualty, marine, surety, life/health, or other types of business depending on the company.
  • Analyzed applications for coverage to determine risk exposure and liability potentials in order to make recommendations regarding acceptance or rejection of policies.
  • Negotiated terms and conditions with customers and prepared contracts for signature by management.
  • Maintained knowledge of current industry practices and trends as well as applicable laws and regulations pertaining to assigned lines of business.
  • Developed new accounts within existing customer base through cold calls or referrals from existing clients and maintained a high level of professionalism at all times while representing the Company’s brand image.
Company B, Insurance Underwriter Jan '12 – Dec '16
  • Reviewed insurance policies and endorsements to ensure that the terms were consistent with the insured’s needs
  • Analyzed risk by applying underwriting guidelines, including medical history, personal property coverage and business operations
  • Negotiated settlements on claims for property damage, bodily injury or death arising from an accident
  • Maintained a working knowledge of all types of insurance products (auto, home, commercial)
  • Communicated effectively with clients in order to determine their specific needs and expectations
Company C, Claims Processor Jan '09 – Dec '11
  • Processed new and renewal auto claims, handled disputes directly with customers by phone and email
  • Investigated customer concerns regarding rates, coverage, or billing errors
  • Maintained knowledge of the Motor Vehicle Service Contract Act (MVSCA) for compliance issues
Certifications
  • Property and Casualty License
  • Life and Health License
  • Property and Casualty Insurance License
Skills

Industry Knowledge: Insurance, Underwriting, Claims Analysis, Financial Analysis, Statutory Language
Technical Skills: Microsoft Office Suite, Excel, VBA, SQL, Crystal Reports, WordPress
Soft Skills: Communication, Problem Solving, Teamwork, Organizational Skills, Attention to Detail

How to Write an Insurance Underwriter Resume

Here’s how to write an insurance underwriter resume of your own.

Write Compelling Bullet Points

Bullet points are the most effective way to showcase your experience and qualifications. But rather than simply listing your responsibilities, you can make your bullet points much more interesting and compelling by using specific numbers and metrics.

For example, rather than saying you “managed claims for large insurance company,” you could say you “managed claims for large insurance company, reducing average claim time from 10 days to 3 days, resulting in a 20% decrease in claims backlog.”

The second bullet point is much more interesting and provides a clear picture of what you did and the results of your work.

Identify and Include Relevant Keywords

When you apply for an insurance underwriter role, your resume goes through an applicant tracking system (ATS) that scans it for certain keywords. The ATS looks for keywords related to the position, like “risk management” or “insurance.” If your resume doesn’t include enough of the right terms, the ATS might eliminate your application from further consideration.

To increase your chances of landing an insurance underwriter job, use this list of keywords as a starting point and then add, remove, and rearrange them to fit the specific requirements of the role you’re applying for.

  • Insurance
  • Underwriting
  • Life Insurance
  • Property & Casualty Insurance
  • Risk Management
  • Commercial Insurance
  • General Insurance
  • Financial Risk
  • Claims Management
  • Working with Brokers
  • Insurance Underwriting
  • Liability
  • Workers Compensation
  • Casualty Insurance
  • Professional Liability
  • Employment Practices Liability
  • Legal Liability
  • Reinsurance
  • Actuarial Science
  • Disability Insurance
  • Life Underwriting
  • Pension Funds
  • Investments
  • Term Life Insurance
  • Term Insurance
  • Long-term Care
  • Medical Insurance
  • Medicare
  • Claims
  • Managed Care

Showcase Your Technical Skills

In order to be successful in this role, it is essential that insurance underwriters are proficient in a variety of technical systems and procedures. Recruiters are looking for insurance underwriters who are skilled in programs like Microsoft Office Suite, ERP systems, and manufacturing software. Additionally, it is important that insurance underwriters are familiar with government regulations related to their industry, as they will often be responsible for ensuring that the organization is in compliance with these regulations.

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