The Consumer Directed Personal Assistance Program (CDPAP) is a Medicaid initiative designed to shift control of home care services to the recipient, known as the consumer. This model allows consumers who are chronically ill or physically disabled to recruit, hire, and train their own Personal Assistant (PA), often a friend or family member.
Understanding the Consumer-Directed Model
The CDPAP framework fundamentally changes the traditional dynamics of home care by empowering the consumer to manage their own services. Unlike conventional home health agencies that assign aides, this program places the recipient in the role of the employer. The consumer is directly responsible for all personnel decisions, including setting the schedule, instructing the caregiver on specific tasks, and managing the employment relationship.
This model provides consumers with the autonomy to receive personalized care from someone they already know and trust, which can include performing skilled tasks generally reserved for nurses. For the Personal Assistant, this structure creates a unique professional relationship where they are an employee of record but take direction from the consumer. The caregiver must recognize that the consumer’s preferences dictate the work, establishing a partnership based on trust and communication.
Essential Caregiver Eligibility Requirements
To qualify as a CDPAP caregiver, an individual must be at least 18 years old. Applicants must be legally authorized to work in the United States, requiring documentation to verify identity and employment eligibility during enrollment. The caregiver must be physically and mentally capable of performing all duties outlined in the consumer’s care plan, such as lifting, assisting with mobility, and managing household tasks.
Program regulations outline specific exclusions regarding who cannot serve as a paid Personal Assistant. A consumer’s spouse is prohibited from being their paid caregiver under CDPAP rules. Furthermore, a parent cannot be the paid caregiver for their child if the child is under 21 years of age. The caregiver also cannot be the consumer’s designated representative, maintaining a separation of roles in the care management structure.
The Step-by-Step Application and Enrollment Process
The process begins after the consumer secures eligibility and chooses a Fiscal Intermediary (FI). The FI is a state-approved entity that handles all administrative and financial aspects, acting as the caregiver’s employer for tax and payroll purposes. The potential caregiver must formally enroll through the FI, initiating the pre-employment screening and documentation phase.
Enrollment involves submitting required employment forms, such as the federal I-9 form for employment eligibility verification and the W-4 form for tax withholding. A mandated criminal background check is a prerequisite for all applicants. The FI coordinates the submission of necessary medical and health clearance forms before the Personal Assistant can begin providing services.
Required Training and Health Screenings
CDPAP Personal Assistants are not required to hold the certification of a Certified Home Health Aide (CHHA) or other formal training licenses. The program operates on the principle that the consumer provides the necessary training based on their individualized needs. However, the FI or state regulations mandate that the caregiver complete an initial orientation covering program rules, safety procedures, and time documentation protocols.
Before employment begins, the applicant must complete a pre-employment physical examination to confirm fitness for the job’s physical demands. This health screening often requires a clear Tuberculosis (TB) test result, such as a PPD skin test or a QuantiFERON blood test. Many FIs also require proof of immunity to infectious diseases, such as Measles, Mumps, and Rubella (MMR), ensuring the caregiver does not pose a health risk to the consumer.
Compensation, Benefits, and Employment Logistics
The Fiscal Intermediary is the official employer of record, managing all financial and administrative aspects of the caregiver’s employment. The FI handles weekly or bi-weekly payroll, calculating wages based on submitted hours and ensuring the proper withholding of federal, state, and local income taxes. They also manage mandatory deductions, such as Social Security and Medicare contributions.
Compensation rates are set based on state and local regulations and can vary between different Fiscal Intermediaries, but they are generally competitive with home care wages. Caregivers are typically eligible for employment benefits, including paid sick time, which can amount to up to 40 hours per year. Additionally, any hours worked beyond the standard 40-hour work week are compensated at the mandated overtime rate of 1.5 times the regular hourly wage. Some FIs may also offer access to additional benefits like health insurance plans or 401(k) retirement options.
Maintaining Compliance and the Caregiver-Consumer Relationship
A requirement for continued employment is the accurate and timely documentation of all service hours provided to the consumer. Many programs utilize Electronic Visit Verification (EVV) systems, often through a mobile application, where the caregiver logs in and out of shifts. This system ensures compliance with Medicaid regulations and provides the FI with the data necessary to process payroll correctly.
The Personal Assistant must consistently adhere to the individual care plan established by the consumer and reviewed by a nurse. This includes following all verbal and written instructions provided by the consumer, who retains the authority to direct the work. Caregivers must also cooperate with the FI’s requirements for documentation updates and expect periodic checks, such as an annual health assessment, to maintain their approved status within the program.

