Jobs 13-Year-Olds Can Do to Earn Money Safely

Earning an income as a young teenager offers valuable lessons in responsibility and financial independence. A first job allows 13-year-olds to transition from receiving an allowance to managing earned money, a foundational step in personal finance. Balancing work, school, and social life at this age builds important time management skills that benefit future academic and professional endeavors.

Understanding Child Labor Laws and Age Restrictions

Federal law, primarily the Fair Labor Standards Act (FLSA), establishes a minimum age of 14 for most non-agricultural formal employment. Consequently, 13-year-olds are restricted from working in standard retail, restaurant, or factory jobs. These regulations safeguard educational opportunities and prevent employment in hazardous occupations.

The legal framework differentiates significantly between formal employment, which involves an employer-employee relationship and W-2 forms, and informal work. Informal work, such as performing odd jobs for neighbors and family friends, is typically not subject to the same federal hour and occupation limits. While federal law provides a baseline, state and local statutes often impose additional, more rigorous standards, sometimes requiring work permits for limited employment.

Traditional Neighborhood and Service Jobs

The most accessible and common work opportunities for 13-year-olds involve providing direct, informal services within their immediate community. These jobs often operate under verbal agreements, focusing on trust and reliability rather than formal contracts. Their flexibility makes them ideal for balancing with school schedules and other activities.

Pet Sitting and Dog Walking

Caring for animals is a popular option that teaches scheduling and accountability, particularly when managing feeding times and medication schedules. Teens can build a local clientele by distributing flyers or using neighborhood social media groups. They can focus on short dog walks after school or daily drop-in visits for cats and other pets. Establishing relationships with regular clients provides a consistent income stream.

Yard Work and Landscaping Help

Yard services offer year-round income potential, capitalizing on seasonal changes in local demand. Tasks range from summer lawn mowing, which requires proper training on equipment safety, to fall leaf raking and winter snow shoveling. It is sensible to begin with basic, non-hazardous tasks like weeding or bagging clippings. Heavy or power-driven machinery should only be used under direct adult supervision or when legally permitted.

Babysitting and Mother’s Helper Roles

While formal, unsupervised babysitting often requires specialized training and may be restricted by age, the “Mother’s Helper” role is appropriate for this age group. This involves assisting a parent who remains present in the home, helping with younger siblings, light housekeeping, or keeping children entertained. Teens can gain experience and build confidence by starting with younger family members before extending offers to trusted neighbors.

Tutoring Younger Students

A 13-year-old who excels in a specific subject, such as elementary math, reading, or a musical instrument, can offer tutoring services to younger students. This work requires patience and the ability to explain concepts clearly. It helps the tutor solidify their own knowledge while earning money. Promoting services through school bulletin boards or word-of-mouth among parents of elementary school children is an effective way to find clients.

Running Errands for Neighbors

Reliably running errands is a simple service that provides significant help to busy or elderly neighbors. Tasks can include retrieving mail, walking to a nearby store for a simple grocery item, or taking empty trash and recycling bins to the curb and back. This work relies on clear communication regarding payment and the exact nature of the task.

Digital and Creative Income Streams

Income generation can leverage digital skills and creativity, providing opportunities not bound by geographic location or traditional employment hours. These opportunities often require parental involvement for oversight and managing online accounts.

Creative teens can produce handmade crafts, such as custom jewelry, personalized greeting cards, or small baked goods, and sell them online through platforms like Etsy or local social media marketplaces. Since most e-commerce platforms require users to be at least 18 years old, all accounts and financial transactions must be managed through a parent’s name and bank account.

Other digital opportunities involve offering basic remote services, such as organizing digital photos, inputting data for a small family business, or performing simple administrative tasks. These project-based jobs require strong organizational skills and attention to detail but allow the teen to work from a secure home environment. Content creation, such as managing a supervised blog or YouTube channel focused on a specific hobby, can also generate modest passive income through monetization once a significant audience is established.

Limited Formal Employment Opportunities

In contrast to informal neighborhood jobs, formal employment for 13-year-olds is scarce and subject to federal and state limitations. The FLSA sets the minimum age for non-agricultural work at 14, meaning few opportunities exist for a 13-year-old to become a W-2 employee. The exceptions that do exist are highly regulated and often require special permits.

Common exceptions include working in a business solely owned by the teen’s parent (restricted from hazardous occupations like mining or manufacturing) and newspaper delivery, which is typically exempt from minimum age rules. In some areas, caddying at a golf course is an accepted formal role, providing experience in customer service and physical activity. Roles in the entertainment industry, such as acting or modeling, are also permitted but are heavily regulated by specific child performer laws concerning hours, education, and earnings management.

Essential Safety and Professional Tips

Regardless of the type of work pursued, safety and professionalism are essential for a 13-year-old entering the working world. Before accepting any job, the teen and their parents should agree on clear boundaries, such as never entering a client’s home alone or performing tasks in isolated areas. Establishing a communication plan ensures the teen can check in regularly, and parents know the job location and expected duration of the work.

Developing a professional reputation involves setting fair pricing for services, showing up on time, and communicating clearly with clients. Teens should practice basic money management by deciding how much of their earnings will be saved, invested, or allocated for discretionary spending. Maintaining a positive attitude, asking clarifying questions, and being reliable are the foundations for securing repeat business and positive referrals.